What Is A Payday Loan?

A payday loan is essentially a financial instrument that allows consumers to access cash quickly during times of great financial need. Since these loans are available to consumers regardless of their credit scores, they will not have to deal with the hassle of a credit check in order to get funds. The process is incredibly fast and far less frustrating than attempting to obtain credit from traditional lenders. Our lenders can help you obtain as much as $1,000 depending on the lender, your state and your financial situation.

How Can I Qualify for a Short Term Loan?

It is much simpler to qualify for the payday loan than other forms of credit. In fact, we can match a great part of the users who request through us. You need to be 18 years old or older, legally employed and living in the United States, have a bank account in your name, have a valid email address, have a working telephone number and meet the minimum income requirements as set forth by your lender. Some lenders may offer funds if you do not have an employer as long as you are still receiving regular income through SSI or other methods. You should check each lender’s terms carefully as we cannot provide you with any guarantees.

Will I Have To Provide Documents ?

Although it is the goal of our lenders to provide you with the funds you need as quickly as possible, there may be times when your additional information will have to be verified to reduce the lenders’ risks. You may be asked to provide proof of employment, bank account status and legal status within the United States to obtain a loan.

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